The Terms and Conditions of your prepaid card may differ from the product described. To view your cardholder agreement, Sign In and choose "View Cardholder Agreement"

1. Faster access to funds is based on comparison of NetSpend's immediate availability policy versus the typical banking practice of only posting funds after settlement. No fee for direct deposit services, but there may be a cost when reloading card at retail locations or via bank fund transfer. See the Cardholder Agreement or online Account Center for more details.
2. Some bill payment services are subject to fees. See the Account Center for details about the range of methods offered through third-party service providers.
3. Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions). Fees for money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the Service. No fee to receive Western Union money transfers onto your Western Union NetSpend Prepaid MasterCard. This optional offer is not a MetaBank® product or service nor does MetaBank endorse this offer.
4. NetSpend does not charge for this service, but your wireless carrier may charge you for messages or data.

Issuer Statement: The Western Union® NetSpend® Prepaid MasterCard is issued by MetaBank®, Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Card may be used everywhere Debit MasterCard is accepted.

NetSpend, the NetSpend logo, and any related trademarks or service marks are federally registered U.S. Service Marks of Total System Services, Inc.® and are used with permission.