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Western Union® Prepaid Debit Cards

Choose the card that's right for you.

Managing your money is easier than ever with a Western Union®
Reloadable Prepaid MasterCard®.

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Western Union® MoneyWise Prepaid MasterCard
Western Union® My WU® Prepaid MasterCard
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MoneyWise Card Image
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Enjoy benefits including:

  • No purchase transaction fees.
  • No late payment fees.
  • No overdraft fees.
  • No checking account or credit check required.
  • Free to activate your card online.
  • Free Direct Deposit for Payroll or Government Benefits1.
  • Receive a Western Union Money Transfer® transaction2 onto your card.
  • Add money3 to your card at more than 44,000 Western Union agent locations.
  • Your money is protected by MasterCard's Zero Liability Policy2.
  • Use anywhere Debit MasterCard is accepted5, including online and at ATMs.
  • Manage your card account online, over the phone or with our mobile app.
  • SMS text alerts to track your balance4.
  • Earn points on qualifying Western Union transactions and redeem them for discounts on WU® transfer fees and even cash back5.
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View Cardholder Agreement View Cardholder Agreement
  • *The Western Union® My WU® Prepaid MasterCard and the Western Union MoneyWise Prepaid MasterCard are issued by MetaBank, member FDIC, pursuant to license by MasterCard international Incorporated. MasterCard is a registered trademark of MasterCard international incorporated.
  • 1 Card is subject to load and card account balance limits. Timing of load may vary by finding source and transactions; (i) that exceed certain dollar amounts or (ii) that implicate certain regulatory issues may be restricted or denied as outlined in the Cardholder Agreement.
  • 2 Conditions and exceptions apply. Website for more information about MasterCard Zero Liability: www.mastercard.com/general/zero_liability.html
  • 3 Cash access is only available upon successful identity verification. Maximum ATM withdrawal limit is $500 per day
  • 4 Standard message and data rates may apply
  • 5 The cash back rewards option is only available to consumers who can receive funds on their reloadable Western Union® My WU® Prepaid Card. Successful identification verification is required in order for your card to accept reloads.